«Qazaqstanda jumys istegen 18 jyl ishinde Home Credit Bank turaqty jáne tabysty bank retinde tanyldy.
Búgingi tańda biz 1,5 millionnan astam klientke qyzmet kórsetemiz jáne tutynýshylyq kreditteý salasyndaǵy kóshbasshylardyń biri bolyp tabylamyz. Osy saraptamanyń kómegimen biz ShOB sektorynda da saýdany ulǵaitýǵa kómektese alamyz dep senemiz, óitkeni bólshek saýda segmenti respýblikanyń barlyq zańdy tulǵalarynyń 50%-dan astam bóligin quraidy.
ShOB úshin tolyq tsifrlyq bankti qurý Home Credit Bank damýynyń jańa kezeńi bolady jáne bizdiń biznesimizdi ártaraptandyrýǵa múmkindik beredi.
Búgingi tańda bankter klassikalyq jáne tsifrlyq sheshimderdi usyna otyryp, ShOB klientteri úshin belsendi básekelesedi. Alaida naryqtaǵy usynys bizge jetkiliksiz bolyp kórinedi», - dep atap ótti «Home Credit Bank» AQ Basqarma Tóraǵasy Kiril Bachvarov.
Tsifrlyq bankte kásipkerlerdiń kúndelikti mindetterine qajetti ulttyq jáne shetel valiýtasyndaǵy aýdarymdar, salyqtar men biýdjetke tólenetin tólemderdiń barlyq túrleri, valiýtany aiyrbastaý, kreditteý jáne bólip tóleý baǵdarlamalary, banktegi shottar men ónimder jáne olardy basqarý, chat arqyly 24/7 bankpen bailanys siiaqty ónimder qoljetimdi bolady.
Bul operatsiialardyń barlyǵyn kásipkerler bólimshelerge barmai-aq mobildi qosymsha arqyly júzege asyratynyn atap ótý jón.
Qosymsha bizdiń kásipkerlerimizdiń ádettegi úlgilerin saqtai otyryp, UI/UX dizainyna jańa kózqaraspen jobalanatyn bolady, bul olarǵa barlyq operatsiialardy tez ári ońai oryndaýǵa múmkindik beredi.
Protsester men ónimderdegi barlyq ózgerister tek kásipkerlerdiń qajettilikterine ǵana negizdeledi. ShOB úshin tsifrlyq bankti iske qosý 2023 jyldyń úshinshi toqsanynda josparlanyp otyr.
«Kásipkerdiń qajettilikterin baǵalai otyryp, biz oǵan yńǵaily jáne durys sheshimderdi usyna alamyz. Shaǵyn jáne orta bizneske arnalǵan bizdiń mobildi qosymshamyz jeke tulǵalarǵa arnalǵan eń úzdik qyzmetter siiaqty qarapaiym bolady.
Túsinikti interfeis jáne ekrandardy óz qajettilikterińizge «baptaý» múmkindigi ónimniń airyqsha erekshelikteriniń biri bolady. Yńǵailylyq pen fýnktsionaldylyqty bir qosymshaǵa biriktirý arqyly tsifrlyq bank kásipkerge barlyq operatsiialardy ońai júrgizýge múmkindik beredi.
Bizdiń komanda Alfa Bankte qysqa merzim ishinde shaǵyn jáne orta biznes úshin yńǵaily tsifrlyq bank quryp, naryq kóshbasshylary qataryna qosylǵandyǵyn atap ótý jón. Oǵan qosa trendsetter bolyp, alǵashqy mobildi qosymsha, tsifrlyq onbording, bólimshelerge barmai-aq shotty onlain ashý jáne bizneske arnalǵan qarjylyq emes servister siiaqty qyzmetterdi iske qosty.
Home Credit Bank-te biz óz saraptamamyzdy paidalana otyryp, naryqty innovatsiialyq ónimdermen tań qaldyrýdy josparlap otyrmyz», - dep túsindirdi Damir Kakiev, «Home Credit Bank» AQ ShOB Blogynyń jetekshisi.
Kelesi úsh jylda ol bizneske arnalǵan Home Credit Bank tsifrlyq banki úshin úlken maqsat qoiady - óz segmenti boiynsha Qazaqstandaǵy kóshbasshylar úshtigine kirý.
Aldaǵy eki jylda tsifrlyq bankti damytýǵa salynǵan investitsiialar shamamen $20 mln quraidy dep kútilýde. Jańa jobanyń arqasynda 400-den astam jańa jumys orny ashylady.
Home Credit Bank aktsionerleri Eýropalyq menshik ieleri atynan Qazaqstanda ShOB segmentin damytýdyń úlken perspektivalaryn kórip otyr.
Ol búginde barynsha qarqyndy damyp keledi. 80%-dan asatyn qolma-qol aqshasyz ainalymnyń ósýi, sondai-aq Qazaqstanda GovTech-tiń damýy aiasynda bankter óz sheshimderin ártúrli memlekettik bazalarmen biriktirip, operatsiialardyń kóp bóligin klientterge onlain rejimde usyna alady.
«Qazaqstanda tsifrlyq qyzmetter úshin qolaily jaǵdailar jasalǵan: sońǵy birneshe jylda respýblika osy baǵytta belsendi ósip keledi jáne tsifrlandyrý reitinginde 30 el qataryna kiredi», - dep tolyqtyrdy Damir Kakiev.
Didjital bank qurý qosymsha filialdar ashpai-aq klienttik bazany qurýǵa múmkindik beredi. Bul rette kásipkerlerdiń ózderi qarjy institýttarynan tsifrlyq sheshimderdi kútýde.
Jobany iske qosý qarsańynda júrgizilgen zertteý kásipkerler tarapynan sapaly Digital servisterge suranys aitarlyqtai joǵary ekenin kórsetti.
Biznestiń jańa túrin iske asyrý úshin Home Credit Bank Kazakhstan-ǵa belgili bankir jáne qarjyger Damir Kakiev shaqyryldy. Onyń basshylyǵyndaǵy komanda Alfa Bankte ShOB jobasyn sátti júzege asyrdy. 5 jyldan az ýaqyt ishinde bul bank klassikalyq korporativtik qarjy institýtynan shaǵyn jáne orta biznes pen jekelegen klientterge arnalǵan tsifrlyq bankke ainaldy.
The Banker, AsiaMoney, World Business Outlook Awards halyqaralyq basylymdary Alfa Bankti birneshe ret QR-daǵy ShOB úshin Úzdik bank dep tanydy, al onyń bizneske arnalǵan qosymshasy Markswebb jáne SME Banking nusqalary boiynsha EDB arasynda №1 dep ataldy. Sondai-aq, bank ShOB segmentindegi belsendi klienttik baza boiynsha top-3 qataryna kirdi.
Damir Kakiev – 15 jyldyq tájiribesi bar bankir, QR eńbek sińirgen qarjygeri. Sberbank pen Alfa Bankte basshylyq pozitsiialarda jumys istedi. Ózbekstan jáne Tájikstan bankterindegi Direktorlar keńesiniń múshesi. «Atameken» kásipkerler palatasynda ShOB damytý komitetiniń múshesi. Kásipker, IT jáne konsalting salasyndaǵy kompaniialardyń negizin qalaýshy
